Wirex dropped crypto in the EU: where to go next

If you used Wirex to spend crypto in Europe or Australia, the ground shifted. From June 30, 2026, the classic Wirex app removed crypto features - deposits, in-app exchange, and spending directly from a crypto balance - for EEA and Australian users. The card can still run as a fiat card, but the crypto-native workflow that made Wirex useful is gone in those regions.

If your plan was to hold USDT and tap to pay, you now need a card built for that. Here are the alternatives that still do it, and where each one wins.

What actually changed on June 30, 2026

Wirex split its product. The legacy app stopped supporting crypto deposits, exchange and crypto-balance card spending for EEA and Australia, steering users toward a separate Wirex One product. For anyone who topped up in USDT and spent from it, that is a breaking change - the balance and the everyday flow are not the same. It is a familiar pattern: a custodial card program changes terms on its own timeline, and users react.

Best Wirex alternatives, compared

These cards still let you fund from stablecoins and spend, ranked by fees, rewards and who holds the balance.

Why self-custody avoids the next surprise

The reason Wirex could change the deal is that it held the crypto side for you. A self-custodial card flips that: your USDT stays in a wallet you control and the card just spends from it, so no single company can remove the feature or freeze the balance. You still pass KYC for the Visa or Mastercard itself.

Common questions

Does the Wirex card still work?

The card can still function as a fiat card, but from June 30, 2026 the classic app removed crypto deposits, exchange and crypto-balance spending for EEA and Australia. The crypto-native flow moved to a separate product.

What is the best Wirex alternative for spending USDT?

For most people a self-custodial USDT card (Fizen, Gnosis Pay or ether.fi) is the cleanest replacement - you hold the balance and spend from it. RedotPay and KAST are custodial options with wide reach.

Is my crypto safe on Wirex?

Funds you can still access should be moved on your own schedule. The lesson is that custodial programs can change terms; holding USDT in a wallet you control removes that risk.

Sources: wirexapp.com for the product changes; each issuer's official site for card specs. Specs are indicative and change often - verify on the official site before signing up. Educational only, not financial advice.